RC Wallet

How to Send Money (P2P)

Send your wallet balance to another Rays Card member using just their email address or mobile number. There is no fee.

You can now send your wallet balance to other Rays Card members. All you need is their email address or mobile number.

How to send money

1. Tap Send on the home screen

Tap Send under your wallet balance.

2. Enter the recipient

Enter the recipient's email address or mobile number, then tap Next.

3. Enter the amount

Check the recipient's name and enter the amount. An optional note is shown to the recipient.

4. Check and send

Check the amount, fee and total, then tap Send. If you have two-factor authentication turned on, enter your authentication code.

5. Keep the reference number

When the transfer is complete, a reference number is shown. Keep it in case you need to contact support.

Fees and limits

  • Fee: free
  • Minimum per transfer: $1
  • Maximum per transfer: $2,000
  • Maximum per day: $2,000

Please note

  • The recipient also needs a Rays Card account.
  • You cannot send money to yourself.
  • A transfer cannot be undone once sent. Check the recipient's name and the amount before you send.
  • If you do not see the result of a transfer, check your transactions before trying again.
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